W.T. Howard, saddler and harness maker, was born in Mercer County, Pa., in 1846; moved to Fayette County, Ia., locating near West Union, in 1855, with his parents, who engaged in farming. In 1867 he removed to Kossuth County, and two years later to Denison, Crawford County; engaged for a time in teaching school at Dow City, and in 1870 removed to Dunlap, and engaged in his present business. He has been mayor of the city, and is a member of the I.O.O.F. lodge and encampment. He was married in 1870, at Denison, to Mary E. Eaton, and has one child.