F.L. Davis, insurance agent, was born in Western N.Y. He enlisted in 1861 in Co. E., 5th N.Y. Cav., was discharged in 1862 and returned to N.Y., and soon after was appointed deputy sheriff of Cattaraugus County. He came to Iowa in 1870 and located at River Sioux; in 1872 moved to Missouri Valley and engaged in the livery business; was also deputy sheriff for several years. In 1878 he engaged in his present business.